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Fixed mortgages rates rise, Toronto returns to office, Home of the Week and more top real estate stories

Globe and Mail - Business - 2026-09-04

AI Summary

The Bank of Canada has maintained its key interest rate at 2.25%, but global bond yield increases, influenced by trade war concerns and inflation, are driving up fixed mortgage rates above 4%. This rise in fixed rates, coupled with trade war uncertainties, is contributing to a slowdown in the Toronto housing market, with sales falling in August after a prior rebound. Meanwhile, downtown Toronto is experiencing a significant return to office, revitalizing the corporate real estate market.

Key takeaways

  • Bank of Canada holds key interest rate steady.
  • Fixed mortgage rates are increasing due to bond yields.
  • Toronto sees a return to office, impacting real estate.

What this could mean for homebuyers

Mortgage news can affect fixed rates, variable-rate expectations, affordability, and buyer timing. Use this article as context, then compare today's rates or ask the AI Mortgage Advisor how it applies to your situation.

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